Bacon was a literature major at Middlebury College. One summer he captained a sport-fishing boat for Walter Frank, who had a seat on the New York Stock Exchange. He caught the bug. Entering Columbia Business School, he tried trading the proceeds of a low-interest loan he'd taken out for living expenses three terms in a row. He lost on sugar, cotton and gold contracts each time. Humbled, he had to go to his dad and ask for spending money. Only by the fourth and final term did he climb into the black.
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